United Financial Solutions Group Bronze Agreement

Please answer these questions to the best of your ability.  The more information you can provide here the better prepared your negotiator will be for you in this process.

 I   (primary borrower) pay mortgage to for my residence located at 

City  State Zip  

Name of Representative you are working with

United Financial Solutions Group Bronze Agreement This Agreement (“Agreement”) is by and between United Financial Solutions Group an Arizona corporation and you, your heirs, agents, successors and assigns (You), and is made effective as of the date of electronic execution. This Agreement sets forth the terms, conditions and services (“Services”) and explains United Financial Solutions Group’s obligations to you and your obligations in relation to the software you purchase. 1. I/WE the above listed borrower/co-borrower (Hereinafter referred to as HOMEOWNER) are: Listed above 2. Owner/residents of real property located at the common address: listed above 3. HOMEOWNER does hereby agree to purchase and complete on their own the Do-It-Yourself Software Loan Modification from United Financial Solutions Group, an Arizona Corporation (hereinafter referred to as UFSG) : Mortgage Company: __________________________ __________________________ __________________________ 4. The HOMEOWNER decided to use UFSG’s Loss mitigation Bronze Level Service to procure a modification from the lender/bank. 5. The HOMEOWNER agrees not to use UFSG’s underwrinting services United Financial Solutions Group is not obligated to provide assistance in securing said offer. United Financial Solutions Group has not nor does not make any guarantee as to the outcome of the loan modification software either way. 6. This power of appointment provides for no partial or full working arrangement to assist HOMEOWNER in securing said offer. The HOMEOWNER signifies by purchasing this service on UFSG's website to the terms and conditions of this agreement. 7. The parties to this agree that this personal appointment does not create personal liability on the part of United Financial Solutions Group for the debts of the HOMEOWNER. United Financial Solutions Group’s liability under this Agreement is limited to the amount of the fee received by United Financial Solutions Group in connection with the service. 8. The HOMEOWNER has been presented with the option of using our online loan modification software to procure a modification from said lender and has agreed to complete said software on his/her own which eliminates any liability for UFSG in the modification process. The fee for this service is $595 and is payable prior to gaining access to said software. The purchase of this software is to help the HOMEOWNER work with their lender to get a modification, but nothing more. 9. The HOMEOWNER has the option, after completing the online modification software, to hire UFSG for additional support services with additional fees. 10. United Financial Solutions Group will not work with the lender on HOMEOWNER’s behalf to analyze the loan or find a workable solution to offer a plan to bring the HOMEOWNER(s) current with payments. Whichever plan is offered will be determined from financial information provided by HOMEOWNER and will not exceed HOMEOWNER’s budget as long as all information given by HOMEOWNER is accurate. 11. United Financial Solutions Group will not communicate with lender on HOMEOWNER’s behalf. It is up to the lender's descretion to approve or decline said HOMEOWNER for a plan. If a plan is offered either verbally or in writing one of the following 1.) Modification plan 2.) special forbearance 3.) partial claim plan 4.)repayment plan. If software should fail United Financial Solutions Group has options that may help the HOMEOWNER such as 5.) Short Sale 6.) Deed-in-Lieu 7) Forensic Analysis 8)Debt Settlement. 12. HOMEOWNER verifies that, (property address) has not been sold at a foreclosure auction and HOMEOWNER is NOT currently in a work out solution with current lender or has informed United Financial Solutions Group of such information. HOMEOWNER is not currently in Bankruptcy and has informed United Financial Solutions Group of any known pending sale date on property address listed above. 13. HOMEOWNER understands that failure to communicate or provide requested information in a prompt and timely manner terminates this Agreement. If this Agreement is terminated by HOMEOWNER’s action or lack of action then United Financial Solutions Group is relieved of all responsibility, obligations and liability of fulfilling the terms of this Agreement and HOMEOWNER forfeit any and all fees paid. 14. HOMEOWNER agrees that if United Financial Solutions Group s work, if any, is compromised that HOMEOWNER forfeits all fees paid to United Financial Solutions Group. 15. HOMEOWNER agrees that United Financial Solutions Group may use and rely on an any information provided by HOMEOWNER for all purposes in connection with this Agreement, subject to United Financial Solutions Group’s Privacy Policy. If HOMEOWNER provides any information that is inaccurate, not current, false, misleading or incomplete, or if United Financial Solutions Group has reasonable grounds to suspect that HOMEOWNER information is inaccurate, not current, false, misleading or incomplete, United Financial Solutions Group has the absolute right, in its sole discretion, to terminate its Services and close HOMEOWNER’s account. 16. It is understood and agreed that HOMEOWNER has a right of Cancellation under the terms of this Agreement for a period of 3 days from the date of this Agreement. Cancellation within 3 days will result in a rebate less ACH Fees charged. If cancellation is requested after 3 days the reason must be reviewed by management of United Financial Solutions Group. If cancellation is requested after the submittal of the software the HOMEOWNER forfeits any and all fees paid. If the determination of the loan medication software is that the HOMEOWNER is ineligible for a modification the refund will be $495. 17. Parties agree that this Agreement is the entire agreement and that there are no other agreements or understandings other than what is written herein. Rebates must be applied for within 14 business days of the initial request to United Financial Solutions Group. 18. United Financial Solutions Group has disclosed to HOMEOWNER that United Financial Solutions Group is NOT an attorney and that no legal advice can or will be given. Upon signing this agreement HOMEOWNER agrees that providing any information that is inaccurate, not current, false, misleading or incomplete, or if United Financial Solutions Group has reasonable grounds to suspect that HOMEOWNER’s information is inaccurate, not current, false, misleading or incomplete, United Financial Solutions Group has the absolute right, in its sole discretion, to terminate its Services and the HOMEOWNER forfeit any and all fees paid.

I would like to set up an automatic draft of $595.00 on Date (mm/dd/yy)

Or

I paid $595.00 online

Money Gram/Account Now Instructions are listed below in the agreement

After speaking with the above listed client, United Financial Solutions Group will process your payment as specified above using the credit card/atm debit card that was entered into our payment site with your given written permission to United Financial Solutions Group LLC to   draft deposits on the above specified dates in the amounts specified. This letter is to inform you of the said agreement between client and United Financial Solutions Group LLC and to pay said charges for our services on the specified dates. This agreement authorizes United Financial Solutions Group LLC to process the payments on the agreed upon dates. If there are any changes to the specified pay dates, United Financial Solutions Group LLC must be notified 24 hours in advance or else collections will be pursued and late fees and/or attorney fees will be applied and charged to account for not obliging to agreement. We accept Visa/Mastercard/American Express/Discover/Pre-Paid credit card and Money Gram If you are paying with a Money Gram this can be done at any local Wal-Mart customer service Counter. Tell them that you would like to send a Money Gram with Account Now to this account. Account # 60101947525 Received Code 5860 Once this is complete ask the clerk for a reference number and call your foreclosure specialist back with that number so that we can enter it into your file. If you wish to change a payment date you must contact our office within 24 hours of the date the payment is scheduled to be processed. If for any reason your payment is rejected or declined United Financial Solutions Group reserves the right to cancel your file without notice and you will forfeit any and all fees paid. Thank you for choosing United Financial Solutions Group to help you keep your home. We appreciate your business.

I was offered forensic analysis and by checking this box I decline that service.

I agree to the terms and conditions of this agreement.

Signature Date (mm/dd/yyyy)

You will receive a copy of this agreement within the next 24 hours via email.